Thursday, November 19, 2009

Sigh

It finally caught up.

Last week, my unemployment benefits ran out. I applied for an extension and that should be going through soon. So far, due to some sort of black magic, we've been able to stay above the waterline with creative ways of keeping money in the bank. 
  • Last Wednesday, I sold a bass on Craigslist. It was my black SB-2 and it wasn't getting off the bench. I sold it to a guy for $350 and that money went in our USE jar.
  • Last weekend, I cleaned out our downstairs closet and came across a bunch of computer games that I'd purchased over the past 15 years or so. I didn't list them on eBay or Craigslist, but on some forums I frequent. I listed them fairly cheaply and have moved a few of those at $5 to $10 a pop.
  • One game I found was an original copy of the legendary FPS, Doom. It was on 3.5" disks, had the original manual and box. I did list that on eBay for $50. After a day or so, a guy from Austria started emailing me about it and before long, he bought it from me. That was a nice surprise, but, did you know that PayPal will sit on funds for 21 days on an international transaction? They basically wait until I confirm that it has shipped or the buyer has received the item until they allow the money to go through. I see how that protects the buyer, but what about me? Shrug. The buyer seems cool through our emails, so we'll see what happens.
  • On Monday, I hit up Half-Price Books with a box of books (duh) and a bunch of DVDs. They offered $50 and I took it before I could calculate really how much stuff I "sold". After that, I sold a chorus pedal to a Craigslister for $25. I also went to Gamestop with about 6 games and an old Gameboy Advance SP. When purchased, all those items totaled about $300 or so. What did I get? $14.16. I took it anyway. $89.16 for a bunch of stuff that was sitting around the house. That was pretty cool, but it went straight to groceries that afternoon.
  • Marci got a job being pretty much a full-time nanny for a friend's 9 week old daughter. That starts at the end of November when the mom can go back to work. In addition to that, she's been subbing at a local church and our YMCA when they need her. She's also been very persistent in looking for ways to get help from organizations like Hopelink. Every little bit helps.

Anyway, this morning my phone blew up with emails. Several were from Chase indicating we had a low balance, then the dreaded Overdraft ones as well. We checked the bank today and the good news is my unemployment deposit is pending and should go through today. The bad news is that we're hit up for at least 2 overdrafts. Lame.

I'm still on the hunt for a job. I sent out 3 applications tomorrow and will send out more today. It's getting old, aggravating, depressing and soul-crushing that I can't even get myself an interview anywhere. And the frustrating thing is that it's not like I'm looking for upper level jobs! I can't even get in the door as an entry level kind of guy.

Normally I'm not a worrier. I tend to lay back and see the positive. This morning was a reminder that things are not ok and they need to change.